So, what comes next?

SO you believe you meet the low income and NILS® Area qualifications – if so...

• Get an application form and fill in all the details.
• Collect all the necessary statements, bills, accounts (Full details are given in the application form)
• Phone the NILS® office to make Loan Interview appointment (don’t delay as there is often a waiting list)
• Do your shopping ‘looking’, going to several stores to compare brands/prices
• Be careful to look for the highest number of Stars (Refrigerators & Washers) or AA’s (Washers) – the more of these, the higher the efficiency, the lower the running costs – 4 to 5 stars or AA is the current highest
• When you’ve decided on an item get a quote from at least two or three stores
• Get the stores to give you written quotes that will hold good for at least 14 days
• The written quotes must include full details:
  • Price including any delivery charge
  • Brand, Model and Model Number
  • Size (litres for a fridge, Kgs for a washer)
  • Name of sales person & phone number
  Quotes can be: Formal written quote or details written on a store business card or store notepad or similar

Before you go shopping...

• Measure the space where your appliance is to go
• Measure the doorways the item has to pass through and check any stairway access
• Decide if your new FRIDGE should have a LEFT or RIGHT opening door
• Think about which type of washer you want – Top Loading or Front Loading
• Write all this information down and take it with you