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How We Can Help

Are you eligible to apply?

Can you answer ‘YES’ to the following?

  • Are you a low income earner? (ie. Holder of a Health Care Card, receiving CentreLink benefits)
  • You must have lived in your current address for a minimum of 3 months (under certain circumstances htis can be waived)
  • Do you have the ability to repay the loan over a period of up to 18 months?
  • Are you unable to qualify for other affordable loans?
  • Will a NILS® loan improve the health and well-being of you or your family?

‘YES’ to all questions? – download the NILS Application Form and get started!